Application Status

Your credit is approved for $10,000

Final loan approval is conditioned on acceptance of loan terms and receipt and validation of your loan documentation.


Next, choose your loan repayment plan

You can make monthly payments while in school-and lower your Total Loan Cost-or you can defer payments until you leave school. View your options below.

Payment plan

InterestIn school payments

Make interest payments while in school. Defer payments on the principal until six months after school, at which time your monthly payment will increase.

BenefitYou may get a better Interest Rate and pay off the loan more quickly. This option typically saves the most on the Total Loan Cost.

Benefit

You may get a better Interest Rate and pay off the loan more quickly. This option typically saves the most on the Total Loan Cost.

$25 monthlyIn school payments

Pay $25 each month while in school and for 6 months after school. At that time unpaid interest will be added to the principal amount and you monthly payment will increase.

BenefitFixed payments help reduce the amount of interest that accrues and save on the Total Loan Cost.

Benefit

Fixed payments help reduce the amount of interest that accrues and save on the Total Loan Cost.

DeferredNo payments while in school

Make no payments until 6 months after school. At that time, unpaid interest will be added to the principal amount and your repayment term will begin.

BenefitNo payments are required during school, though you have the option to make payments if you wish.

Benefit

No payments are required during school, though you have the option to make payments if you wish.

Type of interest

Fixed

Fixed Interest Rate 11.875%
In school payment $98.96
Post-school payment $162.90
Principal & interest repayment period 96 months
Total Loan Cost $19,382.79
Fixed Interest Rate

A fixed Interest Rate remains the same through the life of a loan, so your loan payments will not vary. Fixed Interest Rates may be higher than starting rates on variable interest loans.

Variable

Variable Interest Rate 10.125%
In school payment $84.38
Post-school payment $153.25
Principal & interest repayment period 96 months
Total Loan Cost $17,907.16
Variable Interest Rate

A variable Interest Rate changes as its market index changes, so your student loan payments can vary over time. Variable Interest Rates may start out lower than fixed rates.

Fixed

Fixed Interest Rate 12.375%
In school payment $25.00
Post-school payment $173.53
Principal & interest repayment period 144 months
Total Loan Cost $25,956.48
Fixed Interest Rate

A fixed Interest Rate remains the same through the life of a loan, so your loan payments will not vary. Fixed Interest Rates may be higher than starting rates on variable interest loans.

Variable

Variable Interest Rate 10.625%
In school payment $25.00
Post-school payment $152.99
Principal & interest repayment period 144 months
Total Loan Cost $23,007.81
Variable Interest Rate

A variable Interest Rate changes as its market index changes, so your student loan payments can vary over time. Variable Interest Rates may start out lower than fixed rates.

Fixed

Fixed Interest Rate 12.875%
In school payment $0.00
Post-school payment $193.39
Principal & interest repayment period 144 months
Total Loan Cost $27,809.01
Fixed Interest Rate

A fixed Interest Rate remains the same through the life of a loan, so your loan payments will not vary. Fixed Interest Rates may be higher than starting rates on variable interest loans.

Variable

Variable Interest Rate 11.125%
In school payment $0.00
Post-school payment $171.30
Principal & interest repayment period 144 months
Total Loan Cost $24.638.73
Variable Interest Rate

A variable Interest Rate changes as its market index changes, so your student loan payments can vary over time. Variable Interest Rates may start out lower than fixed rates.